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CBN Lowers 364-Day T-Bill Rate Amid Massive Oversubscription

The Central Bank of Nigeria saw massive demand at its final Treasury bill auction for July 2026, with investors bidding N3.38 trillion for the 364-day bill, nearly seven times the N500 billion offered. Despite this heavy oversubscription, the CBN lowered the stop rate for the one-year instrument by 31 basis points to 17.35%. In total, the apex bank allotted N1.25 trillion across all three tenors, signaling improved system liquidity and a slight easing of government short-term borrowing costs.

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