Nigerian banks are significantly increasing international spending limits on naira debit cards, signaling a recovery in foreign exchange liquidity and market stability. Guaranty Trust Bank has raised its quarterly international spending cap to 20,000 dollars, a major shift from previous restrictive levels. Access Bank and United Bank for Africa have also expanded capacity, while the Central Bank of Nigeria has increased the tuition fee remittance limit to 25,000 dollars per semester. These moves follow a rebound in net foreign exchange reserves to over 40 billion dollars, reflecting growing confidence in the sustainability of recent market reforms.