OPay has reported a significant surge in financial performance for 2025, with gross transaction value doubling to $358 billion, up from $166.2 billion in 2024. Revenue climbed 161% to $536.3 million, enabling the fintech to shift from an operating loss to a $107.1 million profit. Monthly active users grew by 57% to 39.3 million, while its lending business saw a 285% increase in loan originations. With Nigeria accounting for over 88% of its revenue, the company is preparing for a potential $4 billion valuation US IPO, managed by Citigroup, Deutsche Bank, and JPMorgan Chase. The move has reignited calls from the Nigerian Exchange for major fintechs to consider domestic listings.